06/24/13 Comprehensive Real-Time News Feed for IRA.

• Financial Goals For Couples _{2013-06-24, 09:33 pm}
  ... both should be investing in the retirement plans at work and if your employer does not offer one consider using a Roth IRA. If you both contribute $2,000 annually to a retirement plan and we assume an 8% return you would each have $500,000, $1 ...
• Alejo's hospital CEO bill moves on to Assembly _{2013-06-24, 03:00 am}
  Assemblyman Luis Alejo, D-Salinas, said in a news release Monday that AB 130 passed on a 39-0 vote on the Senate floor.
• SDLP leader brands DUP members 'bigots' _{2013-06-24, 03:58 pm}
  ... Dr Alasdair McDonnell made the comments after being asked why SDLP councillors supported naming a playground after IRA hunger striker Raymond McCreesh. Following a question on the play park by DUP MP Jeffrey Donaldson (Lagan Valley), Belfast South ...
• President Obama Thinks Your IRA Is Too Big _{2013-06-22, 03:00 am}
  SPECIAL REPORT: RETIREMENT The White House budget proposes limiting contributions to tax-deferred retirement accounts for the wealthy.
• Rethinking retirement as traditional 3-legged stool wobbles _{2013-06-15, 03:00 am}
  ... you leave the job where you have the account, you can roll them into your new employer's 401(k) or into a traditional IRA. And some companies match at least a portion of employee contributions. The bad news with defined contribution plans is that ...
• Leading Solo 401(k) Provider Expands its 5500-EZ Annual Tax Reporting... _{2013-06-24, 09:47 am}
  IRA Financial Group, the leading provider of self-directed solo 401 Plans, launches a free 5500-EZ tax filing and reporting service We wanted to make sure our Solo 401 Plan clients that are required to file an IRS Form 5500-EZ are getting the necessary support they need to make sure the form is completed properly IRA Financial Group, the leading ... (more)
• Post recession retirement tips for 'Tweeners' _{2013-06-24, 04:30 am}
  ... maximum flexibility when it comes to withdrawals. Remember, you now have the opportunity to convert a traditional IRA to a Roth IRA where qualified withdrawals are tax-free. While your conversion will trigger a one-time tax bill based on the value ...
• Best place for 'safe money' may be in CD-like annuities _{2013-06-24, 03:00 am}
  ... Grandpa Bank Recovery Tax." When I retired last year from Mary Kay Inc., I moved about $170,000 to a Schwab rollover IRA because of the incentive Schwab offered. I would like to know how I should invest it. I am 71 and my husband is 73. We have a ...
• Mary Hunt- Everyday Cheapskate: Six ways to jumpstart your... _{2013-06-23, 11:56 pm}
  ... and Medicare alone? Enough said. SAVE LIKE MAD. Let's say you are 50 and begin immediately by placing $2,000 in a Roth IRA account, invested in stocks earning on average 8 percent annually (historically that's been the long-term return in stocks), ...
• Retiree fed up with CD rates eyes stocks _{2013-06-23, 07:00 pm}
  ... a mutual fund is just an approach to investing. You might already be invested in mutual funds in a 401(k) plan or a Roth IRA, if you have them. If the $15,000 from the matured CD wasn't held in a tax-advantaged account, then the difference is that ...
• Barron's Recap: China's Looming Credit Crisis _{2013-06-23, 06:43 pm}
  ... in the late 1980s and other examples of how things can go wrong? Special Report: Retirement "President Obama Thinks Your IRA Is Too Big" by Amy Feldman points out that the White House budget proposes limiting contributions to tax-deferred retirement ...
• Tax Strategy: Reacting to the Challenges of the Health Care Law _{2012-08-01, 12:00 am}
  ... accelerating into 2012 closing on a home sale, receiving lump-sum retirement distributions, or converting a traditional IRA to a Roth. Among the three, timing a Roth conversion likely presents the most flexibility. Managing net investment income. ...
• Can you retire when you want? _{2013-06-23, 12:40 pm}
  ... needed to calculate your retirement expenses. Next, review your retirement savings vehicles, such as your 401(k) and IRA. Are you contributing as much as you can afford to these accounts? Are you increasing your contributions when your salary rises? ...
• What was a time when you risked everything and failed? _{2013-06-23, 10:05 am}
  ... around $25k. That was quickly gone; before I could stop and process what I was doing, I'd liquidated my entire ROTH IRA. The same one my father had me open at the age of 14. The same one he had put money into for me, provided I worked each summer to ...
• Big Obstacles Face Retail MLP Investors _{2013-06-23, 07:16 am}
  Generally speaking, the income producing S&P 500 stocks offer something close to a 2% yield and 8% dividend growth, for a long term total return expectation of 10%.
• Trusteed IRAs offer protection to wealth in estates _{2013-06-23, 01:07 am}
  Last week, we talked about trusteed IRAs, a little-known vehicle that can help build flexibility into an estate with a large IRA.
• Terry's star turn shows the triumph of Ireland Fund _{2013-06-23, 01:07 am}
  ... O'Reilly's that was the IFGB, and of its "magnificent" work for Ireland, which had begun during a difficult period when IRA bombs were killing innocent English people. The extraordinary success of the Worldwide Ireland Funds is inadequately ...
• The Farmer: Sometimes breaking even is the best you can hope for living off the land _{2013-06-23, 12:17 am}
  Instead, Mr. Frye, 63 -- who starts every day at 6 a.m. to milk the cows, works through the day until his cows are milked again at 4:30 p.m. and then pays the bills into the night -- thinks he has a pretty good year if he is breaking even around March, not long before the taxes are due and he has to start buying his next round of seeds for spring ... (more)
• Northern Ireland's Troubles: gone but not forgotten _{2013-06-22, 07:34 pm}
  ... radio without being reminded of the legacy of the Troubles. NEWSREADER: We go to our top story this morning: a former IRA (Irish Republican Army) man who is Martin McGuiness' top aide, says he'll be sacked from his job under proposed legislation on ...
• America's rehearsals for retirement _{2013-06-21, 03:50 pm}
  As the first wave of America's baby boomers begins to retire, the retirement system is revealing its flaws.

What's a few zeroes?

... for charitable contributions and capping the amount earners can store in certain tax-sheltered investments like a Roth IRA. The charitable giving cap could lead to a $5.6 billion decline in annual giving. The White House recommends the investment ...

http://www.worldmag.com/2013/04/whats_a_few_zeroes

Robin Hood Would Have Loved Grover Norquist

... and 18th century bricks going to pay this tax? Or is it going to be you and me, and anyone else who has a mutual fund, IRA, savings plan or day trade? This tax will be paid by individuals, companies (which are groups of individuals working under a ...

http://townhall.com/columnists/michaelschaus/2013/04/19/robin-hood-would-have-loved-grover-norquist-n1572543

This Week in Credit News: Tax Day Aftermath

... financial decisions that can limit your tax burden next year if you implement them now. One of these benefits is a Roth IRA conversion, which might be a good choice for you if retirement isn't a reality in the next few years. The conversion allows ...

http://blog.credit.com/2013/04/this-week-in-credit-news-tax-day-aftermath/

4 BEST things to do with tax refund

... your job. 2. Pay off some of your debt, such as a credit card bill with a 20 percent interest rate 3. Contribute to an IRA or a 529 college saving plan. 4. Finally, splurge a little bit. Take a short vacation or buy that 50-inch HDTV you've been ...

http://www.abc15.com/dpp/money/personal_finance/Copy_of_best--worst-thing-to-do-with-your-tax-refund1366305121454

Ing U.S. To Rebrand As Voya Financial

... individual and institutional customers with a comprehensive array of products and services, including retirement plans, IRA rollovers and transfers, stable value, institutional investment management, mutual funds, alternative investments, life ...

http://www.insurancenewsnet.com/article.aspx?type=topnews&id=378201

Time To Add Apple To Your Retirement Portfolio

... account inflation? For this example I assumed half of their money was in a qualified, non-taxable account such as an IRA. They pay taxes at a 30% rate on their investment income and dividends are taxed at a 15% rate. They plan on spending $50,000 ...

http://seekingalpha.com/article/1351131-time-to-add-apple-to-your-retirement-portfolio?source=feed

Ask a Fool: Stocks or Mutual Funds in My Roth?

In the following video, The Motley Fool's Rule Your Retirement senior advisor Robert Brokamp takes a question from a Fool reader, who asks, "When selecting different options for growth, is it better to put individual stocks in my Roth IRA, or should I put mutual funds in that account and manage my individual stocks outside of it?" Making the right ... (more)

http://www.fool.com/investing/general/2013/04/18/ask-a-fool-stocks-or-mutual-funds-in-my-roth.aspx

Higher taxes, yes, but more donating too

... tax adviser so that giving aligns with tax strategies." She noted that charitable contributions go hand-in-hand with IRA Roth conversions as a way to offset the income tax bill clients need to pay after making these conversions. Since the first of ...

http://www.investmentnews.com/article/20130418/FREE/130419918

Are you a savvy manager of your IRA?

... trillion in 401(k)s and other defined contribution plans. Some 40 percent of U.S. households own at least one type of IRA, which offer tax incentives to save for retirement. Many of these IRA holders are left to their own devices to manage their ...

http://www.miamiherald.com/2013/04/18/3351557/are-you-a-savvy-manager-of-your.html

Parents, Don't Wait to Talk to Your Kids About Money

... just telling them, ask children to study up and report back on what they learned. Tell them to teach you about what an IRA or a 529 savings plan is for example. Put a carrot to it and reward them for a job well done. Take opportunities to illustrate ...

http://www.businesswire.com/portal/site/topix/index.jsp?ndmViewId=news_view&newsId=20130418006490&newsLang=en&ndmConfigId=1000639&vnsId=41

Are your holdings organized for tax savings?

... everything in moderation is better than all or none," he said. People often argue over whether a traditional 401k or IRA, on one hand, or a Roth IRA on the other is best for retirement savings. But many financial planners say it's smart to go with ...

http://money.msn.com/tax-tips/post.aspx?post=32bfdafc-cd53-4be3-a337-70db2d13bda7

Are you a savvy manager of your IRA?

... trillion in 401(k)s and other defined contribution plans. Some 40 percent of U.S. households own at least one type of IRA, which offer tax incentives to save for retirement. Many of these IRA holders are left to their own devices to manage their ...

http://www.tri-cityherald.com/2013/04/18/2361723/are-you-a-savvy-manager-of-your.html#storylink=rss

Are you a savvy manager of your IRA?

... trillion in 401(k)s and other defined contribution plans. Some 40 percent of U.S. households own at least one type of IRA, which offer tax incentives to save for retirement. Many of these IRA holders are left to their own devices to manage their ...

http://www.ledger-enquirer.com/2013/04/18/2469425/are-you-a-savvy-manager-of-your.html#storylink=rss

5 Financial Issues to Consider Before Joining the Military

... military member is called to active duty and it causes financial pain, and that military member needs to raid his or her IRA, that military member can waive the 10 percent penalty tax for an early withdrawal. Reservists might be able to deduct the ...

http://money.usnews.com/money/personal-finance/articles/2013/04/18/5-financial-issues-to-consider-before-joining-the-military?s_cid=rss:5-financial-issues-to-consider-before-joining-the-military

What Obama's New Budget Proposal Could Mean for Your Finances

... there's no limit on how much you can accumulate in a retirement account. (Remember Mitt Romney's notorious $20 million IRA?) If you're one of the fortunate few with over $3 million in retirement savings, this change would mean you would need to keep ...

http://www.forbes.com/sites/financialfinesse/2013/04/18/what-obamas-new-budget-proposal-could-mean-for-your-finances/?ss=personalfinance

7 tips to avoid annuity headaches

... I continue to read and hear horror stories about people who are disgruntled because they placed ALL their 401(k) or IRA money in an annuity and then their situation changed and they needed something different from what they originally purchased. ...

http://www.marketwatch.com/story/7-tips-to-avoid-annuity-headaches-2013-04-18?link=MW_home_latest_news

Boston: killers without a cause

... That is the hallmark of contemporary terrorism that makes it quite distinct from the actions of groups such as the IRA and the PLO in the past. For instance, to this day nobody has come forward to claim responsibility for the Mumbai attacks of 2008 ...

http://www.spiked-online.com/site/article/13546/

As Tax Day passes, the tax grope begins

... tax-favored arrangement through the use of multiple plans," the Treasury writes. Page 18 of the budget suggests that an IRA or 401(k) ample enough to provide pensions of more than $205,000 a year is too high. New penalties apply to money in the ...

http://www.delawareonline.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.delawareonline.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304170003%26nclick_check%3D1

Broad exchange-traded index funds make tax-efficient investments

Last night I came to the realization that I'm not allowed to contribute to my Roth IRA if I have no earned income, which I don't. All I have is my teacher retirement income.

http://www.dallasnews.com/business/columnists/scott-burns/20130417-broad-exchange-traded-index-funds-make-tax-efficient-investments.ece