What's a few zeroes?

... for charitable contributions and capping the amount earners can store in certain tax-sheltered investments like a Roth IRA. The charitable giving cap could lead to a $5.6 billion decline in annual giving. The White House recommends the investment ...

http://www.worldmag.com/2013/04/whats_a_few_zeroes

Robin Hood Would Have Loved Grover Norquist

... and 18th century bricks going to pay this tax? Or is it going to be you and me, and anyone else who has a mutual fund, IRA, savings plan or day trade? This tax will be paid by individuals, companies (which are groups of individuals working under a ...

http://townhall.com/columnists/michaelschaus/2013/04/19/robin-hood-would-have-loved-grover-norquist-n1572543

This Week in Credit News: Tax Day Aftermath

... financial decisions that can limit your tax burden next year if you implement them now. One of these benefits is a Roth IRA conversion, which might be a good choice for you if retirement isn't a reality in the next few years. The conversion allows ...

http://blog.credit.com/2013/04/this-week-in-credit-news-tax-day-aftermath/

4 BEST things to do with tax refund

... your job. 2. Pay off some of your debt, such as a credit card bill with a 20 percent interest rate 3. Contribute to an IRA or a 529 college saving plan. 4. Finally, splurge a little bit. Take a short vacation or buy that 50-inch HDTV you've been ...

http://www.abc15.com/dpp/money/personal_finance/Copy_of_best--worst-thing-to-do-with-your-tax-refund1366305121454

Ing U.S. To Rebrand As Voya Financial

... individual and institutional customers with a comprehensive array of products and services, including retirement plans, IRA rollovers and transfers, stable value, institutional investment management, mutual funds, alternative investments, life ...

http://www.insurancenewsnet.com/article.aspx?type=topnews&id=378201

Time To Add Apple To Your Retirement Portfolio

... account inflation? For this example I assumed half of their money was in a qualified, non-taxable account such as an IRA. They pay taxes at a 30% rate on their investment income and dividends are taxed at a 15% rate. They plan on spending $50,000 ...

http://seekingalpha.com/article/1351131-time-to-add-apple-to-your-retirement-portfolio?source=feed

Ask a Fool: Stocks or Mutual Funds in My Roth?

In the following video, The Motley Fool's Rule Your Retirement senior advisor Robert Brokamp takes a question from a Fool reader, who asks, "When selecting different options for growth, is it better to put individual stocks in my Roth IRA, or should I put mutual funds in that account and manage my individual stocks outside of it?" Making the right ... (more)

http://www.fool.com/investing/general/2013/04/18/ask-a-fool-stocks-or-mutual-funds-in-my-roth.aspx

Higher taxes, yes, but more donating too

... tax adviser so that giving aligns with tax strategies." She noted that charitable contributions go hand-in-hand with IRA Roth conversions as a way to offset the income tax bill clients need to pay after making these conversions. Since the first of ...

http://www.investmentnews.com/article/20130418/FREE/130419918

Are you a savvy manager of your IRA?

... trillion in 401(k)s and other defined contribution plans. Some 40 percent of U.S. households own at least one type of IRA, which offer tax incentives to save for retirement. Many of these IRA holders are left to their own devices to manage their ...

http://www.miamiherald.com/2013/04/18/3351557/are-you-a-savvy-manager-of-your.html

Parents, Don't Wait to Talk to Your Kids About Money

... just telling them, ask children to study up and report back on what they learned. Tell them to teach you about what an IRA or a 529 savings plan is for example. Put a carrot to it and reward them for a job well done. Take opportunities to illustrate ...

http://www.businesswire.com/portal/site/topix/index.jsp?ndmViewId=news_view&newsId=20130418006490&newsLang=en&ndmConfigId=1000639&vnsId=41

Are your holdings organized for tax savings?

... everything in moderation is better than all or none," he said. People often argue over whether a traditional 401k or IRA, on one hand, or a Roth IRA on the other is best for retirement savings. But many financial planners say it's smart to go with ...

http://money.msn.com/tax-tips/post.aspx?post=32bfdafc-cd53-4be3-a337-70db2d13bda7

Are you a savvy manager of your IRA?

... trillion in 401(k)s and other defined contribution plans. Some 40 percent of U.S. households own at least one type of IRA, which offer tax incentives to save for retirement. Many of these IRA holders are left to their own devices to manage their ...

http://www.tri-cityherald.com/2013/04/18/2361723/are-you-a-savvy-manager-of-your.html#storylink=rss

Are you a savvy manager of your IRA?

... trillion in 401(k)s and other defined contribution plans. Some 40 percent of U.S. households own at least one type of IRA, which offer tax incentives to save for retirement. Many of these IRA holders are left to their own devices to manage their ...

http://www.ledger-enquirer.com/2013/04/18/2469425/are-you-a-savvy-manager-of-your.html#storylink=rss

5 Financial Issues to Consider Before Joining the Military

... military member is called to active duty and it causes financial pain, and that military member needs to raid his or her IRA, that military member can waive the 10 percent penalty tax for an early withdrawal. Reservists might be able to deduct the ...

http://money.usnews.com/money/personal-finance/articles/2013/04/18/5-financial-issues-to-consider-before-joining-the-military?s_cid=rss:5-financial-issues-to-consider-before-joining-the-military

What Obama's New Budget Proposal Could Mean for Your Finances

... there's no limit on how much you can accumulate in a retirement account. (Remember Mitt Romney's notorious $20 million IRA?) If you're one of the fortunate few with over $3 million in retirement savings, this change would mean you would need to keep ...

http://www.forbes.com/sites/financialfinesse/2013/04/18/what-obamas-new-budget-proposal-could-mean-for-your-finances/?ss=personalfinance

7 tips to avoid annuity headaches

... I continue to read and hear horror stories about people who are disgruntled because they placed ALL their 401(k) or IRA money in an annuity and then their situation changed and they needed something different from what they originally purchased. ...

http://www.marketwatch.com/story/7-tips-to-avoid-annuity-headaches-2013-04-18?link=MW_home_latest_news

Boston: killers without a cause

... That is the hallmark of contemporary terrorism that makes it quite distinct from the actions of groups such as the IRA and the PLO in the past. For instance, to this day nobody has come forward to claim responsibility for the Mumbai attacks of 2008 ...

http://www.spiked-online.com/site/article/13546/

As Tax Day passes, the tax grope begins

... tax-favored arrangement through the use of multiple plans," the Treasury writes. Page 18 of the budget suggests that an IRA or 401(k) ample enough to provide pensions of more than $205,000 a year is too high. New penalties apply to money in the ...

http://www.delawareonline.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.delawareonline.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304170003%26nclick_check%3D1

Broad exchange-traded index funds make tax-efficient investments

Last night I came to the realization that I'm not allowed to contribute to my Roth IRA if I have no earned income, which I don't. All I have is my teacher retirement income.

http://www.dallasnews.com/business/columnists/scott-burns/20130417-broad-exchange-traded-index-funds-make-tax-efficient-investments.ece

Paying off your mortgage early? Make sure it makes sense for you

... taken full advantage of tax-advantaged retirement savings plans, such as your 401(k) and individual retirement account (IRA). What about insurance? If you have dependents, you need life insurance. Make sure your policy provides enough money to cover ...

http://www.blanconews.com/news/109789/

Analysis: Top 5 questions about Social Security

... accounts. For example, the average Social Security benefit is about $15,000 per year, which leaves $10,000 in possible IRA account withdrawals before taxes would be due. After you reach age 70 1/2, required minimum distributions kick in for a ...

http://money.msn.com/retirement-plan/news.aspx?feed=OBR&date=20130417&id=16364847

The Pros and Cons of Using Your Tax Refund as a Forced Savings Plan

... to save money throughout the year, this might be a viable way to at least help create an emergency fund or help fund an IRA," says Foss. A tax refund can serve as a forced savings plan because it is automatically deducted from the employee's ...

http://www.minyanville.com/trading-and-investing/personal-finance/articles/The-Pros-and-Cons-of-Using/4/17/2013/id/49326

Private Mortgage Loans Offer Attractive Investment Yields

... to place private mortgage on real estate. The fund specializes in providing non-recourse financing to self-directed IRA holders looking to renovate, build new construction, or who need assistance structuring owner financing for their investment real ...

http://www.nuwireinvestor.com/articles/private-mortgage-loans-offer-attractive-investment-yields-60706.aspx?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+nuwireinvestor%2Flatestnews+%28NuWire+Investor%3A+Latest+News%29

Strategies to Pump Up Your Lifetime Income

... until 70. Webster, an auto-parts manufacturing worker in Plymouth, Ind., can also tap a profit-sharing plan, a Roth IRA, a taxable brokerage account and rental income from his upstairs apartment to meet nonessential retirement expenses. "I ...

http://www.kiplinger.com/article/retirement/T037-C000-S004-strategies-to-pump-up-your-lifetime-income.html

Community National Bank Announces Earnings For First Quarter Of 2013

... of traditional personal and commercial deposit products such as no fee individual and business checking accounts, IRA accounts and statement savings. This release contains certain "forward looking statements" about CNB which, to the extent ...

http://www.sys-con.com/node/2620884

The Retirement Gamble

... in large and small accounts managed by banks, brokerages, mutual funds and insurance companies. But whether your IRA or 401K will assure a safe retirement is largely a gamble. Building off reporting from the groundbreaking special "Money, Power and ...

http://kcpt.org/blog/2013/04/17/the-retirement-gamble/

Sober Reasons To Own Gold

... to generate only $200,000 in annual income. These are preliminary steps to eventually requiring you to draw down your IRA assets much more rapidly than before so it will be currently taxable. God forbid you should die with a large IRA balance ...

http://www.forbes.com/sites/investor/2013/04/17/sober-reasons-to-own-gold/

COLUMN-Answering Americans' top five questions about Social Security

... accounts. For example, the average Social Security benefit is about $15,000 per year, which leaves $10,000 in possible IRA account withdrawals before taxes would be due. After you reach age 70 1/2, required minimum distributions kick in for a ...

http://www.reuters.com/article/2013/04/17/column-miller-socialsecurity-idUSL2N0D31OW20130417?feedType=RSS&feedName=rbssHealthcareNews

8 Smart Ways to Spend Your Tax Refund

... rates. 3. Increase retirement account contributions. Consider contributing more of your income to a regular or Roth IRA, increasing your contributions to a 401(k) or squirreling away some savings for retirement. 4. Contribute to a Health Savings ...

http://money.usnews.com/money/blogs/my-money/2013/04/17/8-smart-ways-to-spend-your-tax-refund?s_cid=rss:my-money:8-smart-ways-to-spend-your-tax-refund

5 smart ways to use your tax return

... check into a As long as you meet certain income requirements as defined by the IRS, you're entitled to open a Roth IRA even if you already have a 401(k), If you don't yet own your own home but would like to some day, now is the time to start working ...

http://www.msnewsnow.com/story/21994706/5-smart-ways-to-use-your-tax-return

Making the most out of saving for retirement

... until you reach the maximum contribution level. 4. Rolling 401(k)s from past employers into your current 401(k) or an IRA, as we discussed in our last couple conversations. This site uses Facebook comments to make it easier for you to contribute. If ...

http://www.fox4now.com/news/local/203379021.html

5 smart ways to use your tax return

... check into a As long as you meet certain income requirements as defined by the IRS, you're entitled to open a Roth IRA even if you already have a 401(k), If you don't yet own your own home but would like to some day, now is the time to start working ...

http://www.news10.com/story/21994706/5-smart-ways-to-use-your-tax-return

RMD: A sensible systematic withdrawal plan

... is the same. 2. Usually doesn't adjust for income tax consequences of different types of investment accounts, e.g., IRA's vs. nonretirement accounts. 3. Generally doesn't allow for unusual onetime or difficult-to-plan-for expenses such as home ...

http://www.marketwatch.com/story/rmd-a-sensible-systematic-withdrawal-plan-2013-04-17?link=MW_home_latest_news

My Private Bullion Announces Most Unique Product and Service...

... My Private Bullion (MPB) announces today that it has broadened its scope and now offers the most unique precious metal IRA products and services in the industry. In addition to the standard and customary products offered by practically all gold IRA ...

http://www.americanbankingnews.com/2013/04/17/my-private-bullion-announces-most-unique-product-and-service-capabilities-throughout-the-precious-metals-industry/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+AmericanBankingNews+%28American+Banking+News%29

jennifer_rubin

How to insult a close ally. "The US is to send distinctly low-key official representation to Lady Thatcher's funeral on Wednesday, with a delegation led by George Shultz and James Baker, who both served as US secretary of state while Thatcher was in power.

http://www.washingtonpost.com/blogs/right-turn/wp/2013/04/17/morning-bits-94/

You're the Boss Blog: The Tax Implications of Starting a Business With Retirement Money

Last week I wrote about the risks of using retirement money to finance your business .

http://boss.blogs.nytimes.com/2013/04/17/the-tax-implications-of-starting-a-business-with-retirement-money/?partner=rss&emc=rss

Tax Strategy: Reacting to the Challenges of the Health Care Law

... accelerating into 2012 closing on a home sale, receiving lump-sum retirement distributions, or converting a traditional IRA to a Roth. Among the three, timing a Roth conversion likely presents the most flexibility. Managing net investment income. ...

http://www.accountingtoday.com/ato_issues/26_8/Reacting-to-the-challenges-of-the-health-care-law-63535-1.html?CMP=OTC-RSS

Financial Focus: 'Must haves' for business owners

... may want to consider an owner-only defined benefit plan. If you have employees, you might want to investigate a SIMPLE IRA or even a 401(k) plan. Your financial advisor, working with plan design professionals and your tax advisor, can help you ...

http://www.shreveporttimes.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.shreveporttimes.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304170313%26nclick_check%3D1

Financial Planner or Advisor in San Francisco

... of reading at various points in the past so I'm not totally clueless. But besides starting retirement savings (Roth IRA, no 401k at work at the moment), paying off student loans, and having a cash emergency fund, I'm not sure what else I should be ...

http://ask.metafilter.com/239303/Financial-Planner-or-Advisor-in-San-Francisco

My Private Bullion Announces Most Unique Product and Service...

... My Private Bullion (MPB) announces today that it has broadened its scope and now offers the most unique precious metal IRA products and services in the industry. In addition to the standard and customary products offered by practically all gold IRA ...

http://www.prweb.com/releases/Gold-IRA-Investment/Gold_IRA_Transfer/prweb10638754.htm

In rollovers, 401(k)s get ignored

... in the competition for dollars, it seems to be no contest: For every $1 that goes into a 401(k), about $9 goes into an IRA. IRAs may not be the right choice for many investors, however, and a new government report suggests that over-aggressive sales ...

http://blogs.marketwatch.com/encore/2013/04/16/in-rollovers-401ks-get-ignored/

Property tax exemption for senior citizens

... new and improved tax code! Reader Question: I will need to begin drawing required minimum distributions (RMDs) from my IRA the same year my grandchild starts college. It seems to me that college tuition for a grandchild is one of the uses that ...

http://www.al.com/business/index.ssf/2013/04/property_tax_exemption_for_sen.html

Tax Savings for Affluent Older Families

For tax savings, convert a vacation home to your principal residence, give an IRA to charity and double your family's estate-tax break with a by-pass trust.

http://www.kiplinger.com/article/taxes/T055-C000-S001-tax-savings-for-affluent-older-families.html

Keep these smart tax-planning moves in mind to reap rewards on next spring's return.

... 2 or older or had left your job) Just remember that you'll have to pay income taxes on the amount you convert. Fund an IRA. If you don't have a retirement plan at work, or you want to augment your savings, you can stash money in an IRA. You can ...

http://www.kiplinger.com/article/taxes/T055-C000-S001-71-ways-to-cut-your-tax-bill.html

Tax refund may be bad for your finances

... and a week later, it will be over except for the sunburn. Putting that amount aside in an Individual Retirement Account (IRA) would give you an immediate deduction that could reclaim as much as $1,000 in tax savings - and you still would have your ...

http://money.msn.com/tax-tips/post.aspx?post=552b868b-cd8b-4e97-b59c-db32d978189f

You're Rich! 5 Smart Ways to Spend Your Tax Refund

... have less than $25,000 socked away for retirement, a new survey finds. Now's your chance to catch up. Open a Roth IRA (you can do this even if you have a 401k) and deposit up to $5,500 for 2013, $6,500 if you're 50 or older. The money will grow ...

http://www.ivillage.com/smart-ways-spend-your-tax-refund/7-a-533501?dst=iv%3AiVillage%3Asmart-ways-spend-your-tax-refund-533501

Finding a Safe Retirement IRA

... company plans, extract an absurd amount from the saver's return. A better idea is to rollover into a safe retirement IRA. When searching for a safe retirement IRA, savers should look for plans that offer a broad selection of exchange-traded funds ...

http://lawprofessors.typepad.com/trusts_estates_prof/2013/04/finding-a-safe-retirement-ira.html

Fool's Gold

... television commercial was advertising how "now" was the time to hock your grandmother's jewelry or convert your entire IRA into gold bullion. For those of you who are visual learners, a simple chart over that time period up until now can help you ...

http://seekingalpha.com/article/1345591-fool-s-gold?source=feed

George L. Cushing is recognized by Continental Who's Who as a 2013 Leading Lawyer

Mr. Cushing's practice is focused on estate planning and estate administration, including related income, estate and gift tax planning, tax return preparation, tax controversies and probate litigation involving disputes within families or between individuals over the disposition of property in estates and trusts.

http://www.sys-con.com/node/2619159

Annuities are the new tax target

... own an annuity or are considering the purchase of one. Over 80% of all annuities are deferred annuities. With non-IRA money, you can place your money within a deferred annuity structure and not be required to pay taxes until money is taken out. All ...

http://www.marketwatch.com/story/annuities-are-the-new-tax-target-2013-04-16?link=mw_home_kiosk

Retirement Expert Bill Losey Offers Helpful Tips To Avoid Retirement Mistakes

... Bill Losey is a nationally known and respected retirement expert, specializing in 401k rollover advice, self-directed IRA rollovers, 401k direct rollovers, and many other investment and retirement strategies. Bill's company, Bill Losey Retirement ...

http://www.prlog.org/12119741-retirement-expert-bill-losey-offers-helpful-tips-to-avoid-retirement-mistakes.html

IRA Financial Group Report Shows Sudden Drop in Homes for Sale...

IRA Financial Group report shows self-directed IRA investors are discovering that there are not enough houses for sale to accommodate the recent flush of demand.

http://www.prweb.com/releases/real-estate-ira-llc-house/IRA-real-estate-home-LLC/prweb10635123.htm

Retirement Benefits And Divorce

... account to be withdrawn without penalty and deposited into an account for the non-employee spouse's (typically an IRA). To ensure that the settlement's provisions can be executed as intended within the retirement plan rules, the QDRO should be ...

http://www.jdsupra.com/legalnews/retirement-benefits-and-divorce-04638/

Time for financial spring cleaning

... so, you should be actively monitoring each plan. Now is the time to think about consolidating your old 401(k)s into an IRA. Review your life insurance policies; moreover, it should still serve its original purpose. Maybe now you need more coverage, ...

http://thetimes-tribune.com/news/business/time-for-financial-spring-cleaning-1.1472048

Everything you need to know about financial planning

... your credit cards. Get term life insurance if you have a family to support. Fund your 401(k) to the maximum. Fund your IRA to the maximum. Buy a house if you want to live in a house and you can afford it. Put six months' expenses in a money market ...

http://www.csmonitor.com/Business/The-Simple-Dollar/2013/0416/Everything-you-need-to-know-about-financial-planning?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+feeds%2Fwam+%28Christian+Science+Monitor+%7C+Business%29

Tips for retirees' big concern: Long-term care

... as much as you can for your retirement, but consider the value of each dollar that goes towards a LTC policy vs. into an IRA or 401(k). Of course, doing either is a great way to prepare for your future, but you may find that your policy will pay out ...

http://www.newstalkradiowhio.com/feed/business/personal-finance/tips-for-retirees-big-concern-long-term-care/fFwCq/

Self Directed IRAs: Tax Advantaged Investment Income From Novel Investments

... and lucrative investments from taxes through an alternative twist on the classic retirement account; the Self Direct IRA and 401K. These vehicles are particularly interesting and important to consider this time of year with tax season over, but the ...

http://seekingalpha.com/article/1344011-self-directed-iras-tax-advantaged-investment-income-from-novel-investments?source=feed

Reinvesting Dividends Vs. Saving Them And Buying On Stock Price Drops

... the stock's price drops to purchase more shares manually. Furthermore, if an investor is saving for retirement in a Roth IRA account, for example, additional cash contributions are likely to be coming in which also will be used to purchase shares. ...

http://seekingalpha.com/article/1344171-reinvesting-dividends-vs-saving-them-and-buying-on-stock-price-drops?source=feed

Everything you need to know about financial planning

... your credit cards. Get term life insurance if you have a family to support. Fund your 401(k) to the maximum. Fund your IRA to the maximum. Buy a house if you want to live in a house and you can afford it. Put six months' expenses in a money market ...

http://www.csmonitor.com/Business/The-Simple-Dollar/2013/0416/Everything-you-need-to-know-about-financial-planning

Retirement Saving Tips for Couples

... what options you have. Your income-earning structure and AGI greatly affect your ability to take tax deductions for IRA contributions, for example, while access to employer-sponsored retirement plans can influence how much, if any, of your savings ...

http://money.usnews.com/money/blogs/the-smarter-mutual-fund-investor/2013/04/16/retirement-saving-tips-for-couples?s_cid=rss:the-smarter-mutual-fund-investor:retirement-saving-tips-for-couples

5 Reasons Why Gold Is a Screaming Buy Right Now

... by President Obama last week may introduce yet another constraint on upper income earners that would cap their IRA and tax-advantaged retirement benefit accounts at an annuity level of $205,000 per year. Of course there's no guarantee that the ...

http://www.fool.com/investing/general/2013/04/16/5-reasons-why-gold-is-a-screaming-buy-right-now.aspx

Building wealth: Best moves if you're 25 to 34

... 401(k). 3 . Don't cash out. More than half of workers in their twenties who leave a job do not roll their 401(k) into an IRA or their new employer's plan, says Aon Hewitt. Bad move: On a $10,000 balance, you could be left with just $7,000 after ...

http://money.cnn.com/gallery/pf/2013/04/15/building-wealth-young-adults.moneymag/index.html?section=magazines_moneymag&utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+rss%2Fmagazines_moneymag+%28Money+Magazine%29

Why you should include estate planning in your retirement plan

... retirement plan at the time of your death, whether it is an employer-based plan like a 401K or an individual one like an IRA, is considered under the law to be part of your taxable estate. The value of those plans is used, along with other parts of ...

http://www.24-7pressrelease.com/press-release-rss/why-you-should-include-estate-planning-in-your-retirement-plan-339829.php

BluePromoCode Stocks Up on Savings from Online Trading Companies

... trading with discounts, credits and free trading promotions from the companies below. TD Ameritrade - Open and fund an IRA and get up to $600, trade free for 60 Days on Trade Architect. With more than 35 years of experience, TD Ameritrade is one of ...

http://www.prweb.com/releases/prweb2013/4/prweb10630169.htm

When Rolling Over, Make Sure You Don't Get Squished by Costs

... Congress's investigative arm, the Government Accountability Office, suggests that paperwork hassles and a hard sell from IRA providers mean investors too frequently overlook the latter option. "It's unnecessarily hard to do the right thing," says ...

http://online.wsj.com/article/SB10001424127887324485004578424623793936676.html?mod=rss_markets_main

Shlaes: As Tax Day Passes, the Tax Grope Begins

... tax-favored arrangement through the use of multiple plans," the Treasury writes . Page 18 of the budget suggests that an IRA or 401(k) ample enough to provide pensions of more than $205,000 a year is too high. New penalties apply to money in the ...

http://www.bloomberg.com/news/2013-04-15/as-tax-day-passes-the-tax-grope-begins.html

Best retirement move almost nobody makes

... Congress's investigative arm, the Government Accountability Office, suggests that paperwork hassles and a hard sell from IRA providers mean investors too frequently overlook the latter option. "It's unnecessarily hard to do the right thing," says ...

http://www.marketwatch.com/story/best-retirement-move-almost-nobody-makes-2013-04-15?siteid=rss&rss=1

New York Life cuts initial deposit for annuity to attract youth

... fund their individual retirement accounts with that money. This year, individuals can contribute up to $5,500 into an IRA. So far, New York Life has sold more than $1 billion in deferred-income annuities since its July 2011 launch. Many of those ...

http://www.investmentnews.com/article/20130415/FREE/130419950

Orman: Marriage discrimination is 'absolutely inexcusable'

... have to pay if they placed their same-sex partner or spouse on their health insurance plan, the inability to rollover an IRA and collect Social Security survivor benefits she said "just as you do if you're heterosexual." Orman, who married her ...

http://www.washingtonblade.com/2013/04/15/orman-gay-marriage-discrimination-is-absolutely-inexcusable/

Suze Orman: The Us Tax Code Is 'a Travesty' For Gay Couples

... breaks that traditional married couples can. A gay stay-at-home parent, for example, can't currently enroll in a Roth IRA or traditional IRA because they can't claim their spouse's source of income. And if that spouse chooses to enroll in his or her ...

http://www.businessinsider.com/suze-orman-criticizes-us-tax-code-gay-couples-2013-4?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+businessinsider+%28Business+Insider%29

Same-Sex Couples Await Supreme Court's DOMA Decision for Tax Rules

... take care of the children," she said. "But yet, because you're not recognized on a federal level, you can't open a Roth IRA or a traditional IRA because they don't have any earned income. All the advantages that heterosexual married people get to ...

http://www.accountingtoday.com/news/Same-Sex-Couples-Await-Supreme-Court-DOMA-Decision-Tax-Rules-66362-1.html?CMP=OTC-RSS

Retirement Crisis a 'Looming Catastrophe' for Boomers?

Ronald P. O'Hanley is president of asset management and corporate services for Fidelity Investments, the huge Boston-based provider of employer retirement plan services to roughly 20 million people.

http://money.usnews.com/money/blogs/the-best-life/2013/04/15/retirement-crisis-a-looming-catastrophe-for-boomers?s_cid=rss:the-best-life:retirement-crisis-a-looming-catastrophe-for-boomers

Will Gen Y Be Ready for Retirement?

... However, I've been able to get around some of them with the help of owning my own business, and investing using a Roth IRA . Members of Gen Y need to look for ways to boost their retirement savings. One of the most effective ways to do this is to ...

http://www.bargaineering.com/articles/gen-ready-retirement.html

Finished 2012 taxes? Plan for '13.

... $100,000 from their traditional individual retirement account to give to charity. Normally, with-drawals from a non-Roth IRA are included as taxable income. The American Opportunity Tax Credit, which allows families to deduct as much as $2,500 in ...

http://www.csmonitor.com/Business/2013/0415/Finished-2012-taxes-Plan-for-13?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+feeds%2Fwam+%28Christian+Science+Monitor+%7C+Business%29

Experts: Obama's proposed IRA cap 'silly'

... referring to reports during the last election cycle that the Republican candidate had tens of millions of dollars in an IRA. "These budget documents are political documents." According to the Treasury Department, the idea behind the proposal was to ...

http://www.nbcnews.com/business/experts-obamas-ira-cap-would-impact-upper-middle-class-1C9340962

Deferred Income Market Expands: Lower Initial Premium for Guaranteed...

New Product Feature Offers Those in Their 20s, 30s and 40s the Opportunity to Create a Pension-Like Stream of Income Within an IRA )--New York Life today announced that the initial premium payment for its Guaranteed Future Income Annuity1 , a flexible way to generate lifetime income in the future, has been lowered to $5,000 from $10,000. The change ... (more)

http://eon.businesswire.com/news/eon/20130415006136/en/Deferred-Income-Market-Expands-Initial-Premium-Guaranteed

Finished 2012 taxes? Plan for '13.

... $100,000 from their traditional individual retirement account to give to charity. Normally, with-drawals from a non-Roth IRA are included as taxable income. The American Opportunity Tax Credit, which allows families to deduct as much as $2,500 in ...

http://www.csmonitor.com/Business/2013/0415/Finished-2012-taxes-Plan-for-13

Apple Should Pay Its Tax Bill

... reinvest. Or, the float could be reduced by 15.2% if shares could be bought back at current prices (my stock is in an IRA, so I have no preference between dividends and buybacks). Not a bad way to get a much bigger slice of the AAPL pie. But wait, ...

http://seekingalpha.com/article/1341971-apple-should-pay-its-tax-bill?source=feed

Deferred Income Market Expands: Lower Initial Premium for Guaranteed...

New York Life today announced that the initial premium payment for its Guaranteed Future Income Annuity1 , a flexible way to generate lifetime income in the future, has been lowered to $5,000 from $10,000. The change allows those who fund their IRA annually to use their contribution to create a secure retirement income.

http://www.businesswire.com/news/topix/20130415006133/en

How to Help Clients Navigate Tax Day

... strategy can be implemented, including a partial conversion, generational arbitrage, and converting a non-deductible IRA to a Roth IRA. SEI suggests that advisors should seek to tactically pair the Roth conversion with other tax strategies, such as ...

http://www.financial-planning.com/blogs/How-to-Help-Clients-Navigate-Tax-Day-2684295-1.html

Wisconsin A.G. Denies County's Request To Buy Gold Coins, Notes Gold...

... over two decades of experience advising household investors on smart physical gold and silver investments and gold coin IRA and 401k plans. They buy and sell all types of gold, silver and platinum coins and offer free delivery directly to your door. ...

http://www.prweb.com/releases/2013/4/prweb10629062.htm

Documents you can toss after you file your taxes

... need to report the purchase price, date of purchase, and number of shares. Keep Form 8606 reporting any nondeductible IRA contributions until you withdraw all the money from your IRA, so you won't be taxed again on those contributions when you take ...

http://money.msn.com/tax-tips/post.aspx?post=8ecf63bd-42e8-4208-b14c-4383a884e27b

Atlantic Power Corporation Announces April 2013 Common Share Dividend

... or owning common shares of the Company. Individuals who believe the withholding tax exemption applies to their IRA should contact their broker to determine how to claim the exemption. About Atlantic Power Atlantic Power owns and operates a diverse ...

http://www.electricenergyonline.com/?page=show_news&id=169869

Atlantic Power Corporation Announces April 2013 Common Share Dividend

... or owning common shares of the Company. Individuals who believe the withholding tax exemption applies to their IRA should contact their broker to determine how to claim the exemption. . Atlantic Power's power generation projects sell electricity to ...

http://www.newswire.ca/en/story/1146215/atlantic-power-corporation-announces-april-2013-common-share-dividend

It's April 15: Some tax tips for the last-minute filers

... final bill to be, and get a check back later. ALSO: Today is also the last day to make a contribution to a traditional IRA, Roth IRA, Health Savings Account, SEP-IRA or solo 401(k) for the 2012 tax year. Don't forget those either!

http://www.thestarpress.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.thestarpress.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013130415004%26nclick_check%3D1

Tax deadline day has arrived

... Fricks-Roman said. "In 10 years, if you make 7.2 percent it will double. And any money that comes out of that Roth IRA will come out tax free," said Fricks-Roman. She also suggests making an extra payment on your mortgage, and you can get a nice ...

http://www.mdjonline.com/view/full_story/22255986/article-Tax-deadline-day-has-arrived?instance=home_top_bullets

Atlantic Power Corporation Announces April 2013 Common Share Dividend

... or owning common shares of the Company. Individuals who believe the withholding tax exemption applies to their IRA should contact their broker to determine how to claim the exemption. and Canada. Atlantic Power's power generation projects sell ...

http://www.sys-con.com/node/2616902

Tax Day Has Arrived: 5 Things to Know for the Week

Today's the due date for your taxes and tax returns, if you owe taxes to begin with. Don't forget that it is also the deadline for making 2012 IRA contributions (maximum contribution is $5,000).

http://www.mybanktracker.com/news/2013/04/15/tax-day-arrived-2013/

Six Dividend Paying Stocks I Purchased

... where I mentioned how the tax man was preventing me from investing in stocks for almost two months. I recently opened an IRA, and allocated the funds equally in the following six dividend stocks: Chevron Corporation ( CVX ), through its ...

http://www.gurufocus.com/news/216518/six-dividend-paying-stocks-i-purchased

Ask Ed Slott: IRA Tax Implications

... year, I need to wait until my taxes are calculated before I know if my income will allow me to contribute to a Roth IRA. If I am over the limit, I do the traditional IRA and immediately convert it to a Roth. I do not have any deductible IRAs. My ...

http://www.onwallstreet.com/blogs/Ask-Ed-Slott-IRA-Tax-Implications-2684263-1.html

2013 Tax Day: Get your IRS, Indiana taxes filed with these links

... more last-minute tips at the IRS.gov website. ALSO: Today is also the last day to make a contribution to a traditional IRA, Roth IRA, Health Savings Account, SEP-IRA or solo 401(k) for the 2012 tax year. Don't forget those either!

http://www.indystar.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.indystar.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304150030%26nclick_check%3D1

Time for an alternative maximum tax

... this proposal. According to CNNMoney's Blake Ellis , as of the end of 2011, "only 0.03%, or 6,180, of the 20.6 million IRA accounts in [Employee Benefits Research Institute]'s database had balances exceeding $3 million, while 0.0041% of 401(k) ...

http://www.powerlineblog.com/archives/2013/04/time-for-an-alternative-maximum-tax.php?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+powerlineblog%2Flivefeed+%28Power+Line%29

Planning your retirement: The best ways to generate lifetime income

How much retirement income can you get from your 401 , IRA and other savings? That's a critical question as you piece together your various sources of retirement income, which also includes Social Security, pensions and the salary you'll earn from continued work.

http://www.cbsnews.com/8301-505146_162-57578873/planning-your-retirement-the-best-ways-to-generate-lifetime-income/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+cbsnews%2Ffeed+%28CBSNews.com%29

Raid retirement fund to pay college loans?

... while keeping an eye on fees and expenses. Later, you could use the first-time homebuyer's exemption to liquidate the IRA rollover account up to $10,000 to buy, build or rebuild a first home. That strategy would allow you to avoid paying the 10 ...

http://www.bankrate.com/finance/retirement/raid-retirement-fund-to-pay-loan.aspx

Post offices to stay open late to accommodate tax filers

... then make the choice to make it matter," Fricks-Roman said. She says her first choice is to invest the money in a Roth IRA. "In 10 years, if you make 7.2 percent it will double. And any money that comes out of that Roth IRA will come out tax free," ...

http://www.myfoxatlanta.com/story/21976694/post-offices-to-stay-open-late-to-accommodate-tax-filers

Cutting taxes after age 70 is tricky proposition

I have been taking the mandatory distributions from my IRAs for several years . I have not contributed to an IRA for the last five years that I've been working.

http://www.tennessean.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.tennessean.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304150014%26nclick_check%3D1

Tax Strategy: Reacting to the Challenges of the Health Care Law

... accelerating into 2012 closing on a home sale, receiving lump-sum retirement distributions, or converting a traditional IRA to a Roth. Among the three, timing a Roth conversion likely presents the most flexibility. Managing net investment income. ...

http://www.accountingtoday.com/ato_issues/26_8/Reacting-to-the-challenges-of-the-health-care-law-63535-1.html?CMP=OTC-RSS

Time to pay the piper: Tax deadline draws near

... resumes, out-of-pocket medical expenses and even retirement contributions can lower the amount you owe Uncle Sam. "The IRA deduction, that's your individual retirement account. That's five thousand dollars that you can deduct annually from your ...

http://fox43.com/2013/04/15/time-to-pay-the-piper-tax-deadline-draws-near/

Obama's eight-lane road to socialism

... penalties on citizen savings: Obama's budget proposes to cap the dollar amounts citizens can save in their 401(k) and IRA plans. New contributions would be outlawed when the saver hits the cap. Americans who delay today's gratifications to build a ...

http://www.bizpacreview.com/2013/04/15/obamas-eight-lane-road-to-socialism-61723?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+BizpacReview-TodaysStories+%28BIZPAC+Review+-+Conservative+Political+News+and+Opinion%29

Procrastinators note: Tax deadline is today

... if the person wants to reduce his or her tax liability for 2012, April 15 is the last day to contribute to an IRA account and have it count for 2012. For those wanting to file on their own, the Internal Revenue Service offers a list of companies ...

http://www.delmarvanow.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.delmarvanow.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304150019%26nclick_check%3D1

Tax Day resolutions: How to make next year's filing a little easier

... Log. Coet has seen it all. Still, she was shocked this year to have three clients neglect to claim their required IRA distributions at age 70 , leaving them subject to a 50 percent penalty. So if you don't draw that $3,000, Uncle Sam now gets ...

http://www.denverpost.com/smart/ci_23014899/tax-day-resolutions-how-make-next-years-filing?source=rss

4 Tax Benefits You Missed This Year

... they will be later in their careers and in retirement. For these folks, another retirement savings vehicle, the Roth IRA, may be a better option. While contributions to a Roth are made with after-tax dollars, both these contributions and their ...

http://blog.credit.com/2013/04/4-tax-benefits-you-missed-this-year/

The president should leave 401(k)s alone

... it defies logic. Why would Obama want to limit savings or limit investments into private enterprise, which 401(k) and IRA plans do? In an editorial, the Wall Street Journal pointed out that $3 million tucked away toward retirement "is roughly the ...

http://www.dailymail.com/Opinion/Editorials/201304140085

Money Talk: Diversify your investments for best returns

... My salary is around $100,000 a year. I have an emergency fund equal to six months of expenses and I make an annual IRA contribution since my employer doesn't offer a 401(k) plan. Q: What would you suggest that someone do with $20,000 if the someone ...

http://www.inforum.com/event/article/id/396462/

Obama budget to cap retirement deductions

... is also concern about how such a dollar-capped account would be administered.The new approach requires plan sponsors and IRA trustees to report each participant's account balance at the end of the year, and makes any excess contributions taxable as ...

http://www.pionline.com/article/20130415/PRINTSUB/304159965?

Last-minute tax moves

Here are moves that could lower your tax bill and steps to take so you don't get in trouble with the IRS: Fund a traditional IRA: If you contribute by today, you might be able to get a full or partial deduction.

http://www.tampabay.com/news/business/personalfinance/last-minute-tax-moves/2115111

401(k) rollover study triggers call for action

... with them, new employers don't always want to accept it, and then, in between, you've got vigorous marketing efforts of IRA providers." While employers have been reluctant to provide more guidance, IRA providers have seized the opportunity to market ...

http://www.pionline.com/article/20130415/PRINTSUB/304159962?

DC assets hit record high as stock market soars, too

... Institute, Washington. DC plan assets had dropped to $3.4 trillion at year-end 2008 vs. $4.4 trillion in 2007, while IRA assets dropped to $3.7 trillion from $4.7 trillion during the same period, ICI said. Pensions & Investment 's annual survey of ...

http://www.pionline.com/article/20130415/PRINTSUB/304159968/dc-assets-hit-record-high-as-stock-market-soars-too?

Extension allows smart choices

... until your extended deadline. This is allowable even if you are a cash-basis taxpayer. However, you must make your 2012 IRA contributions by April 15 even if you do extend your return. An extension will also provide additional time to make various ...

http://communitypress.cincinnati.com/article/AB/20130414/BIZ/304100198/Extension-allows-smart-choices?odyssey=nav|head

Procrastinators note: Tax deadline is Monday

... if the person wants to reduce his or her tax liability for 2012, April 15 is the last day to contribute to an IRA account and have it count for 2012. For those wanting to file on their own, the Internal Revenue Service offers a list of companies ...

http://www.delmarvanow.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.delmarvanow.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304140043%26nclick_check%3D1

And you thought your family politics were bad... what's it like to be the child of a politician?

... as a teacher punctuated by some time on a remote kibbutz in Israel (where he had to be given a security detail after the IRA threatened to kidnap him), he retreated to Devon and got a job as a train driver, revisiting a childhood love of railways. ...

http://www.independent.co.uk/news/uk/politics/and-you-thought-yourfamily-politics-were-bad-whats-it-like-to-be-the-child-of-a-politician-8572555.html

8 Ways Singles Pay More on Tax Day -- And Every Other Day, Too

... is alive, and then when the spouse dies, they are awarded with even more.] 2. When you are single and paying into an IRA, every day is the day when your contributions to your IRA account will be burdened by penalties from which married people are ...

http://www.huffingtonpost.com/bella-depaulo/married-single-taxes_b_3079065.html

Budget plan hard on high-net-worth

... IRAs is what they're getting at, assuming this proposal sees the light of day," said Ed Slott, founder of an eponymous IRA education firm. Stretch IRAs can be used as a wealth transfer vehicle, as the owner can pass on the account to a younger ...

http://www.investmentnews.com/article/20130414/REG/304149981

Investing and taxes: Pay now or pay later

... pre-tax money into an employer-sponsored 401(k) reduces your overall taxable income, and contributing to a traditional IRA allows folks to deduct up to $5,000 on their tax returns. These breaks could significantly lower the taxes on your peak ...

http://www.usatoday.com/story/money/personalfinance/2013/04/14/taxes-invest-retirement-irs-pretax/2065003/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+UsatodaycomMoney-Waggoner+%28Money+-+Waggoner%29

8 Gifts Your Grown Children Will Truly Appreciate

... and scouring her house when help was available -- help that I could make happen? (MORE: Why I Bought My Son a Roth IRA ) Reader, my daughter did not take umbrage. She was thrilled. Seems she had been contemplating hiring a house cleaner and trying ...

http://www.huffingtonpost.com/2013/04/14/gift-ideas-adult-children_n_3070220.html

Where Will You Be When The Party's Over?

... Bond Fund ( VFSTX ) or Vanguard's Short-Term Tax Exempt Bond Fund ( VWSTX ). Use the tax-exempt funds outside of an IRA or other tax-deferred account. Having significantly protected half of your money, you can reach for a bit more yield with the ...

http://seekingalpha.com/article/1339641-where-will-you-be-when-the-party-s-over?source=feed

Get With The Plan: Pair must build up cash while paying down debt

... retirement account for each of them that they can fund on a regular basis. Garth, who is self-employed, can set up a SEP IRA, an Individual 401(k), or at least a traditional IRA. The couple should consider rolling over the former employers' 401(k) ...

http://www.nj.com/business/index.ssf/2013/04/get_with_the_plan_pair_must_bu.html

Rossi: Major differences exist between state and federal taxes

... from wages amounts you contribute to deferred compensation and retirement plans, other than 401(k) plans. This means IRA plans and Keogh plans are not deductible on your New Jersey return, leading to higher taxable wages than your Federal return. ...

http://www.nj.com/mercer/index.ssf/2013/04/rossi_major_differences_exist.html

Tax help for those who wait till the last minute

... smoothing out the final hours before the filing deadline. Suggestions include slamming some deductible cash into your IRA to reduce your tax bill, paying attention to the difference between a credit and a deduction on education costs and some other ...

http://www.philly.com/philly/business/20130414_Web_Wealth__Tax_help_for_those_who_wait_till_the_last_minute.html

Time for financial spring cleaning

... so, you should be actively monitoring each plan. Now is the time to think about consolidating your old 401(k)s into an IRA. Review your life insurance policies; moreover, it should still serve its original purpose. Maybe now you need more coverage, ...

http://thetimes-tribune.com/news/business/time-for-financial-spring-cleaning-1.1472048?localLinksEnabled=false

With tax returns due Monday, here's advice for last-minute filers

... IRAs for 2012. Depending on your income, you might be able to deduct some or all of your contribution to a traditional IRA. The maximum contribution is $5,000, or $6,000 if you are 50 or older. Make sure the financial institution understands that ...

http://www.baltimoresun.com/business/bs-bz-taxes-20130414,0,2349851.story?track=rss

Pravda Means Never Having to Tell the Truth

... metro area is the fourth largest in the United States. jsullivan154 wrote: Oh John, Your fact is ? "All people in w/IRA's are going to be taxed some point or another" LIAR Are you now going to champion the causes openly AGAIN of all the Poor ...

http://www.freerepublic.com/focus/f-news/3007669/posts

Consider emergency in retirement plan

... at Wells Fargo Wealth Management Group, says even in retirement, you must have an emergency fund. "Most people think an IRA and Social Security are enough," he says. But they aren't. "They should have an emergency fund that covers their expenses ...

http://www.poughkeepsiejournal.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.poughkeepsiejournal.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304140037%26nclick_check%3D1

Be ready for these 5 nasty shockers

... at Wells Fargo Wealth Management Group, says even in retirement, you must have an emergency fund. "Most people think an IRA and Social Security are enough," he says. But they aren't. "They should have an emergency fund that covers their expenses ...

http://www.delawareonline.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.delawareonline.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304140053%26nclick_check%3D1

John Norris: Capping IRA doesn't make long-term sense or cents

... week, the Obama administration proposed a budget containing language about capping the amount someone could invest in an IRA at $3 million. What is this all about, and how much of an impact will this have on savings and the economy as a whole? ...

http://www.montgomeryadvertiser.com/needlogin?type=login&redirecturl=http%3A%2F%2Fwww.montgomeryadvertiser.com%2Fapps%2Fpbcs.dll%2Farticle%3FAID%3D2013304140009%26nclick_check%3D1

In Mati City: It's politics of rice

... its Internal Revenue Allotment from the national government. This despite the fact that when Mati was still enjoying its IRA as a city, the City Government was in full support of the Provincial Government. Mati receives roughly about P500 million as ...

http://ireport.cnn.com/docs/DOC-955608?ref=feeds%2Flatest

Your Finances: Contributions to cut your tax bill next year

... The money also grows tax deferred. For the 2013 tax year, individuals can contribute up to $5,500 to a traditional IRA. Taxpayers 50 or older can make additional catch-up contributions of $1,000. All of these accounts were designed to provide tax ...

http://www.recordonline.com/apps/pbcs.dll/article?AID=/20130414/BIZ/304140316

IRS: Tips for taking credit for your retirement

Saving for your retirement can make you eligible for a tax credit worth up to $2,000. If you contribute to an employer-sponsored retirement plan, such as a 401 or to an IRA, you may be eligible for the Saver's Credit.

http://www.observertoday.com/page/content.detail/id/583560/IRS--Tips-for-taking-credit-for-your-retirement.html?nav=5002

The Motley Fool: Every Sunday, useful tips on investing

... after you turn 70 . These withdrawals generally will be taxable. You may need to sell some stocks in the IRA to generate the cash to withdraw. If you have a Roth IRA, there are no mandatory distributions. A: You may be able to, but you'll ...

http://seattletimes.com/html/businesstechnology/2020694629_bizmotley14xml.html?syndication=rss

Effective IRA beneficiary designations

... is important to understand the rules governing distributions from IRAs and the relationship between these rules and your IRA beneficiary designation to achieve your distribution goals. The initial step in beneficiary planning is to understand when ...

http://www.goerie.com/article/20130414/BUSINESS05/304149986/Effective-IRA-beneficiary-designations

Plan for your taxes at retirement

... historically are significantly lower than ordinary tax rates. Contributing to a traditional retirement account, like an IRA or 401(k), can help investors reduce taxable income during working years. Contributions made with pretax dollars can grow ...

http://www.goerie.com/article/20130414/BUSINESS05/304149989/Plan-for-your-taxes-at-retirement

HSA for America Urgently Reminds all Health Savings Account...

... their HSA if at all possible. Not only do you get an immediate tax break, but the money grows tax-deferred just like an IRA. And if you ever need the money to pay for a medical expense, you can withdraw it tax-free." Remember that over-the-counter ...

http://www.americanbankingnews.com/2013/04/13/hsa-for-america-urgently-reminds-all-health-savings-account-participants-of-the-2012-tax-contribution-deadline-of-april-15-2013/

If You Are Single, Every Day Is Tax Day: 19 Examples

... is alive, and then when the spouse dies, they are awarded with even more.] 2. When you are single and paying into an IRA, every day is the day when your contributions to your IRA account will be burdened by penalties from which married people are ...

http://www.psychologytoday.com/blog/living-single/201304/if-you-are-single-every-day-is-tax-day-19-examples

Sunken: There's still time to make a charitable distribution from your IRA

From your IRA to the charity of your choice - the option to make a qualified charitable distribution from your Roth or traditional individual retirement account is once again available.

http://www.vcstar.com/news/2013/apr/13/theres-still-time-to-make-a-charitable-from-your/?partner=RSS

Families considering an education savings account have several options

... limit of $2,000 per beneficiary that can be contributed to what's now called a Coverdell Education Savings Account. The IRA may have been dropped from the name. It was misleading, since there is no tax deduction for contributions. The ability to ...

http://www.newsobserver.com/2013/04/13/2819292/families-considering-an-education.html#storylink=rss

Platinum Tax Defenders Offers Last-Minute Tax Tips for Late Filers

... to be set up in libraries and other public areas. Sites can be found on the IRS website, or by calling (800) 906-9887. IRA contributions are still an option until April 15th. There are rules about 401(k) contributions made toward an employer ...

http://www.prweb.com/releases/prwebPlatinum-Tax-Defenders/Tax-Relief/prweb10631440.htm

Berko: Still not bullish on Yahoo stock despite new CEO

You have never liked Yahoo, which was very evident in two earlier columns. You recommended the purchase several times on the possibility that it would be bought out by a large competitor, such as Microsoft, or by The Carlyle Group or Cerberus or someone else, not because you thought Yahoo's revenues and profits would grow.

http://heraldnews.suntimes.com/business/19446668-420/berko-still-not-bullish-on-yahoo-stock-despite-new-ceo.html

Now He's After Your 401

... on retirement savings accounts. - How many times have you read financial-advice stories lecturing you to max-out on your IRA, save as much as you can in your 401(k), and even pay taxes now to change your regular IRA into a Roth IRA that will be ...

http://www.memeorandum.com/130413/p17#a130413p17

Ordinary people - the new face of real estate investors

... to have a large sum of cash on hand to start investing. In fact, it's even possible to use retirement funds, such as an IRA, to invest in real estate, using an approved custodian to manage the investment. Many budding investors may not be aware of ...

http://www.thecommunityvoice.com/article.php?id=6314

It's not too late to cut taxes: Open an IRA

... a potential tax break , for 2012, that still can be taken by April 15 of this year. That investment deadline to fund an IRA remains at April 15, even if you seek a six-month extension to file your income-tax return. Some people are getting the ...

http://www.9news.com/rss/article/330150/75/Its-not-too-late-to-cut-taxes-Open-an-IRA

Farrell: Consider an early start for funding a Roth IRA

Q: After reading a recent article about funding family members' IRAs, we are considering establishing a Roth IRA for our 3-year-old granddaughter and making annual contributions.

http://www.startribune.com/business/yourmoney/202746631.html

Readers weigh in on President Obama's budget

While many voters are being distracted by the gun debate now unfolding in Congress, they should be reading the finer points of the Obama budget proposal to see how this president wishes to further socialize America by limiting the amount of savings accumulated in IRA and Roth IRA accounts to "reasonable amounts" for retirement.

http://letterstotheeditorblog.dallasnews.com/2013/04/readers-weigh-in-on-president-obamas-budget.html/

It's not too late to cut taxes: Open an IRA

This is the busy season, relatively speaking, for Individual Retirement Accounts. Opening an IRA before April 15 can still allow you to cut your 2012 tax bill. With April 15 looming, IRAs come into focus not just as a good way to accumulate long-term ...

http://www.usatoday.com/story/money/personalfinance/2013/04/13/ira-tax-income-tax-investment-retirement/2074263/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+UsatodaycomMoney-TopStories+%28Money+-+Top+Stories%29

Will the Government Shrink Your IRA?

... is doing the tax deferred anymore anyway. Everyone is in Roths. Who cares about this. Only an idiot is going traditional IRA now a days anyway. I hear a lot of Generation X'ers say that they are going to work until their final breath to pay for ...

http://www.freerepublic.com/focus/f-news/3007519/posts

5 Ideas for Your Tax Refund Dollars

... offers a 0.75% APY. Both accounts boast no minimum balances and no fees. Meanwhile, EverBank Financial ( 4. Fund a Roth IRA for 2013 Get a jump on this year's Roth IRA contribution. Sure, you have until April 15, 2014, to make your contribution for ...

http://www.fool.com/investing/general/2013/04/13/5-ideas-for-your-tax-refund-dollars.aspx

All in the Family

... the minimum needed to open an account was $500,000. "A client would say, 'Could you help my daughter with her $10,000 IRA?,' " recalls George Young, a partner who joined the firm in 1986. And the answer was no. fund (ticker: VILLX) in 1999, and its ...

http://online.barrons.com/article/SB50001424052748704235404578402742944603774.html?mod=BOL_hpp_mag

Tax Strategy: Reacting to the Challenges of the Health Care Law

... accelerating into 2012 closing on a home sale, receiving lump-sum retirement distributions, or converting a traditional IRA to a Roth. Among the three, timing a Roth conversion likely presents the most flexibility. Managing net investment income. ...

http://www.accountingtoday.com/ato_issues/26_8/Reacting-to-the-challenges-of-the-health-care-law-63535-1.html?CMP=OTC-RSS

Self-Directed IRA Community Reaches 10,000 Members

The availability of education and social networking have increasingly become essential needs of the successful self-directed investor.

http://www.prweb.com/releases/2013/4/prweb10629933.htm

HSA for America Urgently Reminds all Health Savings Account...

... their HSA if at all possible. Not only do you get an immediate tax break, but the money grows tax-deferred just like an IRA. And if you ever need the money to pay for a medical expense, you can withdraw it tax-free." Remember that over-the-counter ...

http://www.prweb.com/releases/prweb2013/4/prweb10628749.htm

Will the Government Shrink Your IRA?

President Obama's new budget seeks to limit contributions to retirement accounts when their assets reach $3.4 million. Here's what you need to know.

http://www.wrko.com/content/will-government-shrink-your-ira-0

Tax changes may mean adjusting your investment strategy

... On a more positive note, you can now contribute more to a tax-deferred retirement account, such as a 401(k) or a SEP-IRA for the self employed. For 2013, workers can choose to contribute up to $17,500 to an employer's 401(k) plan. If you are age 50 ...

http://www.miamiherald.com/2013/04/13/3340793/tax-changes-may-mean-adjusting.html

Roth IRA contribution rules have changed

J.C. writes: "I earn more than IRS rules permit to directly contribute to a Roth IRA.

http://www.newstimes.com/news/article/Roth-IRA-contribution-rules-have-changed-4431543.php

5 more tax tasks to take care of by April 15

... heading of the same name. The annual tax deadline is your last chance to make a contribution to your traditional or Roth IRA and have it count as if made in the prior calendar year. If you plan to deduct some or all of what you put into your ...

http://dontmesswithtaxes.typepad.com/dont_mess_with_taxes/2013/04/5-more-tax-tasks-to-take-care-of-by-april-15.html