You're Rich! 5 Smart Ways to Spend Your Tax Refund

... have less than $25,000 socked away for retirement, a new survey finds. Now's your chance to catch up. Open a Roth IRA (you can do this even if you have a 401k) and deposit up to $5,500 for 2013, $6,500 if you're 50 or older. The money will grow ...

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