RMD: A sensible systematic withdrawal plan

... is the same. 2. Usually doesn't adjust for income tax consequences of different types of investment accounts, e.g., IRA's vs. nonretirement accounts. 3. Generally doesn't allow for unusual onetime or difficult-to-plan-for expenses such as home ...

http://www.marketwatch.com/story/rmd-a-sensible-systematic-withdrawal-plan-2013-04-17?link=MW_home_latest_news