In A Perfect World, No One Would Be Excited To Get A Tax Refund

... to save money throughout the year, this might be a viable way to at least help create an emergency fund or help fund an IRA," says Foss. A tax refund can serve as a forced savings plan because it is automatically deducted from the employee's ...

http://www.businessinsider.com/tax-refund-as-a-forced-savings-plan-2013-4